Golf In Colour - Ranking System

1)Entry & Overview

The Insurance Golf League is open to male and female golfers working in the insurance industry who have reached their 18th birthday as at 03 May 2008 and are resident in the UK.

At registration players indicate whether they are a club member with a valid handicap or a non-handicap player.

Players then submit individual Stableford and Strokeplay scores achieved up to 31 October 2008. Handicap qualifying scores must be from competitions played in the UK and non-handicap qualifying scores can be from both within and outside of the UK.

Players registering before 11 July 2008 can submit scores achieved from 03 May, thereafter, scores will only be accepted if submitted within 14 days of date of play.

Prizes will be awarded on the basis of league position in the Handicap League and wild card draw in the Non-Handicap League.

The wild card draw means that irrespective of date of registration or league position, every player has a chance of winning.

All non-handicap qualifying scores will be subject to an automated handicap adjustment which can be viewed as a playing and handicap record.

The entry fee of £9.95 can be paid online at registration by debit / credit card or Paypal.

2) Score submission

Individual Handicap Qualifying and Non Handicap Qualifying, 18-hole Stroke and Stableford scores – no more than one on any single day, can be submitted.

2.1)Strokeplay Scores

The system will ask for the following information:

a) Gross strokes.

b) Current official playing handicap for handicap qualifying scores, or for non-handicap qualifying scores the system maintained handicap will automatically be applied.

c) CSS* for handicap qualifying scores and SSS for non handicap qualifying scores

The system then automatically calculates the net differential (net score).

* If CSS is not known at time of score submission, SSS can be entered, then in the event of a player qualifying for a prize the score will be checked with club handicap records and amended if necessary.

2.2) Stableford Scores & SSS/CSS

The system will ask for the following information:

a) Stableford points; based on handicap allowance in force for a handicap qualifying competition or full system maintained handicap for non-handicap qualifying scores

b) PAR

c) CSS* for handicap qualifying scores and SSS for non handicap qualifying scores.

The system then converts Stableford scores to a net stroke equivalent based on standard rules and practices. However, for the Insurance Golf League, 37 points will be deemed as equaling ‘level’. Note that for every stroke CSS is more than PAR net stroke equivalent improves by one stroke and for every stroke CSS is less than PAR net stroke equivalent worsens by one stroke.

3) Points

Points will be awarded as follows:

+9=20, +8=25, +7=30, +6=40, +5=50, +4=60, +3=70, +2=80, +1=90, Level=105, -1=125, -2=155, -3=195, -4=295, -5=395, -6=495, -7=525, -8=545, -9=565:

Each stroke better than -9 is awarded with 5 points and each stroke worse than +9 has one point deducted from the +9 score of 20 points. Every score earns 10 token points.

4) League Positions

League positions updated in real time in both the Handicap and non-Handicap Leagues based on the aggregate points of the three best current scores plus 10 token points for every score.

5) Prizes

The prizes will be awarded as follows:

5.1 Period 1 – completes 15 August

a) Handicap League (handicap qualifying scores – scores of winning players will be verified with their clubs)

The top ranked player as at 15 August will win a 2-nights stay with accommodation and breakfast at the K Club in Ireland, a round of golf on the championship Palmer Course + golf buggy, one spa treatment and dinner for 2

b) Non Handicap League (non-handicap qualifying scores)

A prize of a 2-nights stay with accommodation and breakfast at the K Club, a round of golf on the championship Palmer Course + golf buggy, one spa treatment and dinner for 2 will be awarded by wild card draw

c) Combined handicap and non handicap league - this league is provided for interest – no prizes awarded

d) Insurance industry sector league - this league is provided for interest – no prizes awarded

5.2 Period 2 – completes 15 October

a) Handicap League (handicap qualifying scores – scores of winning players will be verified with their clubs)

A luxury getaway for two persons to be provided by Preferred Hotels® & Resorts prestigious collection of the world’s finest hotel experiences – to be announced.

b) Non Handicap League (non-handicap qualifying scores).

A luxury getaway for two persons to be provided by Preferred Hotels® & Resorts prestigious collection of the world’s finest hotel experiences – to be announced.

c) Combined handicap and non handicap league - this league is provided for interest – no prizes awarded

d) Insurance industry sector league - this league is provided for interest – no prizes awarded

6) Wild Card Draws

The wild card draw policy is designed to allow both handicap and non-handicap players to submit unverifiable non-handicap qualifying scores to compete for fun but have a chance to win prizes through the wild card draw

To qualify for the draw players must have submitted at least two scores. Winners to provide Tournament Office with cards signed by playing partner plus the Pro or Secretary of the course played in the case of non-handicap qualifying scores; Handicap Qualifying scores will be verified with club handicap records

The wild card draw process will be as follows:

A list of handicap and non-handicap players who have submitted a minimum of 2 scores will be announced 3 days before the draw.

The random draw will be made by the League Committee in the presence of an observer of Incisive Media on 31 July and 31 October 2008.

The winners will be notified on within 48 hours of each draw and the results posted on the tournament website

7) No more than one prize

Whether by finishing league position or wild card draw, a player can only receive one prize during the course of the league.

8) Terms & Conditions

The Insurance Golf League is operated by and in association with Golf in Colour Ltd..

Only one 18-hole score can be submitted on any one day. In the case of 36 hole competitions, the best 18-hole round score should be submitted and on 9-hole courses, an 18-hole score must be submitted.

Submitted scores must be from games played according to the Rules of Golf as approved by the Royal & Ancient Golf Club of St Andrews unless modified by local rules.

Tournament organisers may at any time make enquiries of players’ clubs to verify scores and handicaps.

The operators reserve the right to adjust or delete a score following enquiries to a handicap player’s home club and to exclude a participant's score until confirmation of score is received.

The organisers reserve the right to exclude any participant who is considered to be in premeditated breach of any rule, term or condition, or is considered to be abusing the system and spirit of the Leagues, with no refund of entry fee.

The Insurance Golf League is operated by and in association with Golf in Colour LtPrizes are as stated, are non-transferable and non-refundable and no cash alternative will be offered.

Rules, terms and conditions may be subject to update but any such update will be advised to competitors accordingly.

Staff of Incisive Media, Golf in Colour and league sponsors may participate in the League but may not win prizes.

The Tournament Committee will rule on any aspect not covered by these rules.

The Tournament Committee’s decision on any ruling will be final.

Golf in Colour Ltd

Rules V1 – 23 June 2008